Wednesday, November 30, 2011

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Wednesday, November 23, 2011

IBPS CWE GENERAL AWARENESS MODEL PAPER

1.Which of the following statements about new RBi policy on bank loans to non-banking finance companies (NBFCs) is / are correct ?
I) Bank loans to NBFCs will not come under 'priority sector' lending
II) NBFCs cannot charge a rate of interest higher than the RBI prescribed rate in lending funds borrowed from banks
III) The interest margin earned by NBFCs in lending funds borrowed from banks cannot exceed the ceiling prescribed by the RBI
1) I only   
2) I and II only
3) II only   
4) I and III only
5) None of these

2.Which of the following has proposed the setting up of a National Knowledge Functional Hub (NKFH) to facilitate interaction between the industry and institutions of higher education to produce better quality manpower recently ?
1) National Knowledge Commission
2) CII   
3) ASSOCHAM
4) FICCI   
5) None of these

3.The Reserve bank of India has increased the amount of money that can be loaded on mobile phones (mobile - wallet) to ..... from the existing limit of Rs. 5,000 recently
1) Rs. 10,000   
2) Rs. 15,000
3) Rs. 25,000   
4) Rs. 50,000
 5) None of these

4.What are 'structural adjustment programmes'?
1) Programmes to increase the spread of financial services in developing countries
2) Programmes to improve road safety in developing countries
3) Requirements to qualify for World Bank and IMF loans
4) UN building regulations for disaster preparedness
5) None of these

5.Nuclear plants in India have an 'Exclusion Zone' of .... surrounding the power station, in which no habitation is permitted.
1) 1.6 km   
2) 4.2 km
3) 8.4 km   
4) 11.6 km
5) None of these

6.Improving regulation of which of the following was the subject of the Finance Ministry appointed KP Krishnan Committee ?
1) Microfinance institutions
2) Mutual funds
3) General insurance companies
4) Credit rating agencies
5) None of these

7. 'Asha' is a low - priced milk food drink introduced for rural consumers by which of the following ?
1) Nestle  
2) Cadbury
3) Heinz   
4) GlaxoSmithKline
5) None of these

8.ONGC Videsh Ltd (OVL) signed an agreeemtn to acquire 25% stake in the Satpayev oil block in Central Asia recentlyh. Which of the following statements is / are correct ?
I) Satpayev s in Turkmenistan
II) Satpayev is in Black Sea
III) Satpayev is believed to hold 1.75 billion barrels of oil reserves
1) I only   
2) I and II only
3) II only   
4) III only
5) None of these

9.Which of the following is the new income tax return form for salaried employees introduced by the Finance Ministry recently ?
1) Suvidha   
2) Sugam
3) Sahaj   
4) Saral
5) None of these

10.The Commerce Ministry has launched 'Buyer's Credit under the National Export Insurance Account (NEIA)' to :
1) Facilitate foreign direct investment in India
2) Facilitate project exports of Indian companies
3) Facilitate acquisitions by Indian companies overseas
4) Facilitate employment of Indian professionals abroad
5) None of these

11.Which of the following banks has launched 'Tiny Cards' with biometric identification to expand the coverage of banking services in rural parts of the country ?
1) ICICI Bank   
2) NABARD
3) State Bank of India   
4) Bank of India   
5) None of these

12.Which of the following statements about IRDA guidelines for distance marketing of products issued recently is / are correct ?
I) Telemarketing of all Unit - Linked Insurance Products (ULIPs) has been disallowed
II) Only telemarketers trained by institutes accredited by IRDA can be employed
III) All telemarketing calls will have to be recorded
1) I only   
2) I and II only
3) I and III only  
4) II and III only
5) None of these

13.The Bureau of Energy Efficiency labelling is compulsory for all of the following except :
1) Laptops   
2) Frost-free refrigerators
3) Tubular fluorescent lamps
4) Ceiling fans  
5) None of these

14.What is the investment limit in plant and machinery for classification under Small Scale Industries ?
1) Rs. 10 lakh   
2) Rs. 50 lakh
3) Rs. 1 crore   
4) Rs. 10 crore
5) None of these

15.The government has recently decided to allow FIIs investment in infrastructure bonds upto ..... annually.
1) $5  billion   
2) $ 10 billion
3) $ 15 billion   
4) $ 25 billion
5) None of these

16.The term ASBA (Applications Supported by Blocked Amount) is used in which of the following financial services ?
1) General Insurance   
2) Capital markets
3) Life Insuracne   
4) Micro finance
5) None of these

17.The Government has decided to notify a provision exempting people of salary income up to ..... a year from filing returns
1) Rs. 2 lakh   
2) Rs. 2.5 lakh
3) Rs. 4 lakh   
4) Rs. 5 lakh
5) None of these

18.Which of the following is the largest mutual fund in India with assets under management (AUM) exceeding Rs. 100,000 crore on March 31, 2011 ?
1) UTI MF   
2) HDFC MF
3) Reliance MF   
4) birla Sun Life
5) None of these

19.Which of the following identifies and funds social welfare projects under its India Development Marketplace initiative ?
1) IMF   
2) USAID
3) Intel   
4) World Bank
5) None of these

20.Which of the following has been set up by the government to fund energy saving technologies recently ?
1) National Renewable Energy Fund
2) National Green Energy Fund
3) National Carbon Reduction Fund
4) National Clean Energy Fund
5) None of these

21.Which of the following is the new income tax return form for small businessmen and self-employed professionals introduced by the Finance Ministry recently ?
1) Suvidha   
2) Sugam
3) Sahaj   
4) Saral
5) None of these

22.A Committee was constituted to review the functioning fo the Central Economic Intelligence Bureau (CEIB) recently. What is the objective of CEIB ?
1) TO gie suggestions for promoting financial inclusion
2) TO compile data for calculating GDP growth and per capita income
3) To gather data on tax evasion and other financial crimes
4) To assist the RBI in formulating monetary policy
5) None of these

23.Mission Document of the National Water Mission (NWM) was approved byt he Union Cabinet recently. Which of the following statements is / are correct ?
I) NWM is one of the constituents of the National Action Plan for Climate Change
 II) Improving share of hydroelectricity in country's total energy production is one of the objective of NWM
III) NWM will adjudicate in water sharing disputes involving inter-state rivers
1) I only   
2) I and II only
3) I and II only   
4) II and III only
5) None of these

24.Which country's 'Zero Kero' LPG programme is being considred for use in India to encourage customers to switch from kerosene to LPG recently ?
1) Thailand   
2) Sri Lanka
3) Malaysia   
4) Indonesia
5) None of these

25.Which of the folowing was launched by Union Ministry for Youth Affairs and SPorts in association with National Skill Development Corporation (NSDC) at Imphal, Manipur recently?
1) Sports Employability SKill Project
2) Youth Skill Development Project
3) Youth Employability Skill Project
4) Tribal Employability Skill Project
5) None of these

26. Government has decided to introduce biometric ...... to weed out duplicate and fake ones recently
1) Debit cards   
2) Passports
3) Driving licenses   
4) PAN cards
5) None of these

27.Which country is the single largest source for foreign direct investment to India, accounting for 40 percent of FDI flows in the last ten years, according to the Reserve bank of India ?
1) USA   
2) UK
3) Singapore   
4) Mauritius
5) None of these

28.The government plans to set up a Green National Accounting (GNA) system to evaluate impact of economic growth on environment. Who has been selected as the Chairperson of the expert group on GNA ?
1) Parthasarathi Shome   
2) Madhav Gadgil   
3) Partha Dasgupta
4) B. Ulhas Karanth   
5) None of these

29.Global Assessment Report (GAR) of which of the following has complimented the Government of India for its National Rural Employment Guarantee Act (NREGA) recently ?
1) European Union   
2) ILO
3) IMF   
4) UN
5) None of these

30. The regulations pertaining to mergers and amalgamations (M & A) were issued by the Competition Commission of India (CCI) on May 12, 2011. Which of the following statements is / are correct ?
I) Overseas acquisitions of Indina companies with no impact on the domestic market will not come under the ambit of CCI
II) M & A deals that were initiated before June 1, 2011 will not come under the ambit of CCI
III) Scrutiny of all M & A deals will be completed by the CCI within 180 calendar days
1) I only   
2) I and II only
3) II and III only   
4) I, II and III
5) None of these

31.Which of then following statements about foreign investment in Limited Liability Partnership (LLP) companies is / are correct ?
I) FDI will be allowed in LLPs in sectors like mining, power, roads and highways, manufacturing activities, drugs and pharmaceuticals
II) FDI will not be allowed in LLPs engaged in agricultural and plantation activities, print media or real estate business
III) LLPs have been allowed to access external commercial borrowings
1) I only   
2) I and II only
3) II and III only   
4) III and I only
5) None of these

32.Which is the first state to introduce e-payment system for commercial tax payers recently ?
1) Maharashtra   
2) Uttarakhand
3) Karnataka   
4) Madhya Pradesh
5) None of these

33.Which of the following is not among the industries / sectors given priority in natural gas supply in the country ?
1) Fertiliser   
2) LPG
3) Steel   
4) Power
5) None of these

34.Where was the World Spice Organisation (WSO) set up recently ?
1) Kannur   
2) Kochi
3) Kollam   
4) Kottayam
5) None of these

35.Which of the following submitted a report titled 'Social Protection for a Changing India' - a comprehensive review of anti-poverty schemes such as PDS, MGNREGS, RSBY and IAY recently ?
1) World Economic Forum   
2) CMIE
3) World Bank       
4) IMF
5) None of these

36.Which of the following not one of the objectives of setting up the Warehousing Development and Regulatory Authority ?
1) To improve farm sector yiled
2) To enable farmers to avail of loans against foodgrains stored
3) To reduce post-harvest losses in foodgrain storage
 4) To prevent post-harvest distress sales by farmers
5) None of these

37.The government approved the revival of Scooters India Limited (SIL) through induction of a joint venture partner recently. SIL sells scooters under which trademark ?
1) Mayur   
2) Bharat
3) Vijay   
4) Vikram
5) None of these

38.The Petroleum Conservation and Research Association (PCRA) has unveiled plans to set up India's first Carbon Credit Aggregation Centre (CCA) in which state ?
1) Himachal Pradesh   
2) Uttarakhand
3) Rajasthan  
4) Chhattisgarh
5) None of these

39.Which sectors were added to the list of six 'core sector infrastructure industries' recently?
I) Water supply   
II) Natural gas
III) Fertilisers
1) I only   
2) I and II only
3) II only   
4) III and II only
5) None of these

40.Bina Refinery is a joint venture of Bharat Petroleum and ........ Oil Company to set up a 6 MMTPA grass root refinery at Bina in Madhya Pradesh.
1) Shell   
2) Qatar
3) Emirates   
4) Oman
5) None of these

41.A high level committee of Bankers submitted its report on Rural Housing recently. Which of the following statements regarding its recommendations for Below the Poverty Line (BPL) Households is / are correct ?
I) Allocation of grants for construction of rural housing units for BPL Households should be increased to Rs. 75,000 per dwelling unit
II) Repayment period should be reduced to ten years
III) BPL households should be provided a loand of Rs. 50,000 at 4% rate of interest
1) II only  
2) I and II only
3) II only   
4) III and I only
5) None of these

42.'Aichi Targets' refers to which of the following?
1) Trade   
2) Education
3) Nuclear safety   
4) Environment
5) None of these

43.Scheduled commercial banks do not require permission from the Reserve bank of India for opening new branches in towns with population less than .........
1) 49,999   
2) 99,999
3) 2,49,999   
4) 4,99,999
5) None of these

44.The National Rural Livelihoods Mission (NRLM) was launched recently. Which of the following statements is / are correct ?
 I) NRLM seeks to bring the rural poor under the Self Help Group (SHG) network
II) Services of Business Correspondents (BCs) will be utilised to spread the concept of NRLM
III) NLRM will facilitate access of bank credit to those covered under the Mission
1) I only   
2) I and II only
3) II and III only   
4) I and III only
5) None of these

45.A committee headed by RBI deputy governor Shyamala Gopinath has recommended a 'holding company' structure for both banking and nonbanking financial groups recently. Which of the following statements is / are correct ?
I) Both the holding company as well as the subsidiaries can be listed on stock exchange
II) The subsidiaries will own equity stake in the holding company
1) II only   
2) I and II only
3) I only   
4) All of these
5) None of these

46.Which Indian corporate group has decided to enter the financial services business in a tie up with D.E. Shaw of the US ?
1) AV Birla Group   
2) Wipro Ltd
3) Mahindra & Mahindra
4) RIL   
5) None of these

47.The Reserve Bank of India (RBI) recently relaxed the eligibility norms for using credit default swaps (CDS) on corporate bonds. What are CDS ?
1) A form of loan that can be taken by pledging shares of a company
2) A form of credit rating that compares companies on their cash flow
3) A form of insurance that protects the lender in case of loand default
4) A form of loan that can be converted into equaity
5) None of these

48.Which of the following statements is /a re correct about Indian Depository Receipts (IDRs) ?
1) They are issued by Indian companies to raise funds from overseas stock markets
2) They are issued by foreign companies to raise funds from Indian stock markets
3) They are denominated in foreign currency
4) None of the above
5) None of these

49.Which is the first state in the country to sign an agreement with the World Bank for securing carbon credits for its 'Clean Development Mechanism' (CDM) recently ?
1) Sikkim   
2) Uttarakhand
3) Jammu Kashmir   
4) Himachal Pradesh
5) None of these

50. From which state was the National Rural Livelihood Mission launched recently ?
1) Kerala   
2) Maharashtra
3) Haryana   
4) Rajasthan
5) None of these

ANSWERS:
    1) 1    2) 4    3) 4    4) 3    5) 1    6) 4        7) 4    8) 4    9) 3    10) 2   
11) 3    12) 4    13) 1    14) 3    15) 4    16) 2    17) 4    18) 3        19) 4    20) 4   
21) 2    22) 3    23) 1    24) 4        25) 3    26) 4    27) 4    28) 3    29) 4    30) 4       
31) 2    32) 3    33) 3    34) 2    35) 3    36) 1   37) 4    38) 3    39) 4    40) 4   
41) 2    42) 4   43) 1    44) 4    45) 2    46) 4    47) 3    48) 2     49) 4    50) 4

Monday, November 21, 2011

IBPS CWE GENERAL AWARENESS MODEL PAPER

1. We often come across the term Production Sharing Contract [PS(3)] in financial news these days. PSC refers to sharing of output with the government by companies, public sector as well private ones, in which sector ?
1) Fertiliser 
2) Food processing
3) Telecom 
4) Petroleum
5) None of these

2.What is the meant by recent news reports saying – "Indian Rupee is appreciating"?
I) THe purchasing power of the Rupee in India has declined
II) The exchange rate of Rupee in India has gone up
III) The purchasing power of the Rupee in India has gone up
1) I only 
2) II only
3) II or III only 
4) III only
5) None of these

3.Which state was in news for passing a Bill for regulating Micro Finance Institutions recently?
1) Tamil Nadu 
2) Bihar
3) Karnataka 
4) Andhra Pradesh
5) None of these

4.Which of the following has become the first state to sign a MoU with the Ministry of Statistics and Programme Implementation under the state statistical strengthening project (SSSP) that will aim at building statistical capacity and infrastructure recently ?
1) Uttar Pradesh 
2) Karnataka
3) Kerala 
4) Tamil Nadu
5) None of these

5.The Pension Fund Regulatory and Development Authority (PFRDA) has taken which of the following decisions to popularise the New Pension System (NPS) recently ?
1) It has increased the interest rate on NPS deposits
2) It has allowed premature withdrawals
3) It has increased govt. subsidy for NPS deposit holders
4) It has increased distributors' commission
5) None of these

6.The All India Federation of Horoogical Industries represents the interests of which of the following sectors ?
1) Horticulture 
2) Gems & Jewellery
3) Watch 
4) Pharmaceuticals
5) None of these

7.The Ministry of New and Renewable Energy has decided to ti-up with which country to tap the latter's expertise in exploiting geo-thermal energy resources recently ?
1) South Africa 
2) Iran
3) Iceland 
4) Bolivia
5) None of these

8.Which public sector bank copelted the acquisition JSC Dana Bank of Kazakhstan recently?
1) Dena Bank 
2) Canara Bank
3) PNB 
4) Bank of India
5) None of these

9.GRIHA rating system is used for which of the following ?
1) Cement 
2) NBFCs
3) Buildings 
4) Gold
5) None of these

10.The Genetic Engineering Appraisal Committee (GAC) recently gave its approval for field trials of a genetically modified variety of which of the following cash crops ?
1) Coconut 
2) Pepper
3) Cardamom 
4) Rubber
5) None of these

11.Which of the following statements is/are correct about the distribution of Central financial assistance to states ?
I) Central financial assistance for states is calculated according to the Gadgil Formula
II) The highest weightage is given to the per capita income of the state
III) The lowest weightage is given to the population of the state
1) I only 
2) I and II only
3) II only 
4) I and III only
5) None of these

12.Which of the following public sector companies sells gold coins and silver ornaments under the trademark 'Sanchi'?
1) Rare Earths Ltd 
2) State Trading Corporation (STC)
3) National Mineral Development Corporation (NMDC)
4) Minerals and Metals Trading Corporation (MMTC)
5) None of these

13.Power produced from which of the following sources has the highest share in India's annual power generation capacity ?
 1) Hydro 
2) Coal
3) Gas 
4) Nuclear
5) None of these

14.What is the share of private expenditure on health in the total health expenditure in India according to the World Health Report of the World Health Organisation released recently?
1) 12% 
2) 37%
3) 46% 
4) 72%
5) None of these

15.BHAVINI is a public sector company in which sector ?
1) Shipping 
2) Metals trading
3) Space 
4) Nuclear energy
5) None of these

16.Which of the following statements about the Indian Economy in 2050 as per a recent report by Pricewaterhouse Coopers (Pwc) is / are correct ?
I) India's GDP in Market Exchange Rate (MER) terms will be the fourth highest in the world in 2050
II) India's GDP in Purchasing Power Parity (PPP) terms is the second highest in the world in 2050
 III) Only China will be ahead of India in both MER and PPP terms in 2050
1) I only 
2) I and II only
3) II only 
4) II and III only
5) None of these

17.Which of the following are not listed on stock exchanges in India ?
1) Fertiliser companies
2) NBFCs
3) Insurance companies 
4) Airlines
5) None of these

18.What should be the minimum share of solar energy in states' total power purchases by 2022 as per the amendment in power tariff policy recently ?
1) 1% 
2) 2%
 3) 3% 
4) 4%
5) None of these

19.Which of the following statements about FDI in retail sector is / are correct ?
I) 100 per cent FDI is permitted in cold chain through the automatic route.
II) Up to 33 per cent FDI is permitted in single brand retail
III) 100 per cent FDI is permitted in wholesale cash and carry
1) I only 
2) I and II only
3) II only 
4) III and I only
5) None of these

20.Which of the following pairs of large banks and their countries of origin is / are correctly matched ?
I) JPM organ Chase - Britain
II) ING Group - Netherlands
III) Standard Bank - South Africa
1) I only 
2) I and II only
3) II and III only 
4) I, II and III
5) None of these

21.Which of the following statements about exicise duty on cotton and man - made (synthetic) fibres is / are correct ?
 I) Man - made (synthetic) fibres attract a higher excise duty than cotton fibres
II) Man-made (synthetic) fibres attract lower excise duty than cotton fibres
III) No excise duty is levied on cotton fibres
1) I only 
2) II only
3) I and III only 
4) III only
5) None of these

22.The Bombay Stock Exchange launched the BSE TASIS Shariah 50  - a stock index that is compliant with Shariah - recently. The Index cannot invest in shares of companies in which of the following sectors ?
I) Banking 
II) Cement & Steel
III) Alcohol & tobacco products
1) I only 
2) I and II only
3) III only 
4) I and III only
5) None of these

23.Which of the following has launched the 'Bank on Bike' initiative to cover villages untouched by banking facilities so far recently ?
1) Bank of India 
2) Bank of Baroda
3) Central Bank of India 
4) SBI
5) None of these

24.Which of the following has decided to enter the nuclear power sector following an agreement with the Nuclear Power Corporation recently ?
1) Tata Power 
2) NHPC
3) Indian Oil 
4) ONGC
5) None of these

25. Which of the following pairs of India's public sector banks and their headquarters are correctly matched ?
I) Punjab National Bank - New Delhi
II) Allahabad bank – Kolkata
III) Bank of India - Mumbai
1) I only 
2) I and II only
3) II and III only 
4) I, II and III
5) None of these

26.The tax on short - term capital inflows is named after which Nobel Laureate in economics ?
1) Gary Becker 
2) james M. Buchanan
3) James Tobin 
4) Myron Scholes
5) None of these

27.The term 'round - tripping' often appears in financial news these days. What does it mena?
1) Importing products that are not easily available in the domestic markes
2) Indian companies re-exporting imported products without any value addtion
3) Brining back illicit money hiddern aborad by Indians under a different name
4) Imposing high customs duty to discourage dumping of goods in Indian market
5) None of these

28.Infant Mortality Rate (IMR) data for high focus states (states where IMR is above national average) is collected once every five years. The Union Health Ministry has now decided to collect such data .......
1) half  yearly 
2) annually
3) once every two years
4) once every three years
5) None of these

29.Which country's gold output of 340.88 tonnes was the highest in the world in 2010 ?
1) Canada 
2) South Africa
3) China 
4) USA
5) None of these

30.Which of the following became the first oil & gas company to find shale gas deposits in India recently ?
1) Reliance Industries Ltd.
2) Cairn India 
3) Essar Oil
4) ONGC 
5) None of these

31.'Anushakti Vidhyut Nigam Ltd' was incorporated as a joint venture between Nuclear Power Corporation of India Ltd and which of the following recently ?
1) NMDC 
2) NHPC
3) BEL 
4) NTPC
5) None of these

32.Which of the following was founded in 1956 by the Government of India with funding from the Ford Foundation ?
1) National Institute of Public FInance and Policy
2) National Institute of Bank Management
3) National Institute of Findnancial Management
4) National Council of Applied Economic Research
 5) None of these

33.China emerged as the world's second largest economy in 2010 overtaking ......
1) France 
2) Britain
3) Germany 
4) Japan
5) None of these

34.CARINGS has been launched by Ministry of Womena nd Child Development to :
1) improve gender parity
2) reduce infant mortality
3) improve child immunisation
4) facilitate adoption
5) None of these

35.The Union Cabinet has approved amendments in the Coinage Bill 2009 that seeks to amalgamate four existing Acts relating to coinage recently. Which of the following Acts is the oldest ?
1) The Indian Coinage Act
2) The Small Coins (Offences) Act
3) The Metal Token Act
4) The Bronze Coin (Legal Tender) Act
5) None of these

36.Which of the following is not a hedge fund ?
1) Magellan 
2)  Hibhbridge
3) Gartner 
4) D.E. Shaw
5) None of these

37.Preferred Provder Network (PPN) is a term used n which of the following businesses ?
1) Commodities trading 
2) Retailing
3) Health insurance 
4) Foreign trade
5) None of these

38.Which of the following has introduced a new tool named Data Ware Housing and Business Intelligence System (DWBIS) for speedy analysis of data and identification of violations?
1) IRDA 
2) SEBI
3) RBI 
4) TRAI
5) None of these

39.The government has introduced three new consumer price indices – CPI (Rural), CPI (Urban) & CPI (Combined) – with 2010 as the base year recently. Which of the following is not among the five major commodity groups covered in the indics ?
1) Food, beverages and tobacco
2) Fuel and light
3) Education and schooling
4) Housing
5) None of these

40.Which of the following has launched the 'Everywhere Teller Machine' (ETM) in India ?
1) Stanchart Bank 
2) HDFC Bank
3) SBI 
4) Axis Bank
5) None of these

41.Regional Rural Banks (RRBs) are owned b :
I) Their Sponsor Bank
II) Government of the state where they are located
III) Union government
1) I only 
2) I and II only
3) II and III only 
4) I, II and III
5) None of these

42.'Easy Exit Scheme 2011' floated by the Ministry of Corporate Affairs refers to which of the following ?
1) Privatisation of loss-making public sector companies
2) Removal of names of defunct companies from the Registrar of Companies
3) Closure of loss-making industries after paying off creditors
4) Removal of SEZ status for companies not fulfilling export obligations
5) None of these

43.What is the financial inclusion campaign lacunched by the government to bring banking services to vast unbanked rural areas in the country recently named ?
1) Swawlamban 
2) Swatantra
3) Swadhar 
4) Swabhiman
5) None of these

44.Whch of the following statements about India's population and surface area is  are correct as per the provisional figures of Census 2011 ?
I) India accounts for 2.4 percent of the world surface area
II) India sustains 17.5 percent of the world population
III) Population density has increased between 2001 and 2011
1) I only 
2) I and II only
3) III and I only
4) I, II and III
5) None of these

45.According to the RBI, branches serving population of ........ and above are classified as Metropolitan branches
1) 5 lakh 
2) 10 lakh
3) 25 lakh
5) 50 lakh
5) None of these

46.Which state government has announced introduction of 'Vanita Family Card' for below poverty line families that will enable them travel in road transport corporation buses at concessional fares recently ?
1) Karnataka 
2) Tamil Nadu
3) Maharashtra 
4) Andhra Pradesh
5) None of these

47.'French Auction' is a term used in which of the following sectors of financial services ?
1) Banking 
2) Insurance
3) Capital markets 
4) Micro-finance
5) None of these

48.The department of industrial policy and promotion (DPP) is promoting NMIZs to improve the spread of industrilisation in the country. NMIZ refers to which of the following ?
1) New Manufacturing and Investment Zones
2) National Medium Industry Zones
3) National Manufacturing Industry Zones
4) National Manufacturing and Investment Zones
5) None of these

49.Which state / union territory has the lowest literacy rate as per provisional figures of Census 2011 ?
1) Orissa 
2) Mizoram
3) Bihar 
4) Rajasthan
5) None of these

50.The Department of Industrial Poliyc and Promotion announced changes in FDi policy recently. Which of the following statements is / are correct ?
I) Indian companies have been allowe to convert foreign debt into equity
II) Indian companies have been allowed to issue equity to fund imports of machinery and capital goods
III) 51 per cent FDI is currently allowed in multi-branch retail trade
1) I only 
2) I and II only
3) II and III only 
4) III and I only
5) None of these

ANSWERS:
    1) 4    2) 2    3) 4    4) 2    5) 4    6) 3        7) 3    8) 3    9) 3    10) 4
11) 1    12) 4   13) 2    14) 4    15) 4    16) 4    17) 3    18) 3    19) 4 
20) 3    21) 3    22) 4    23) 4    24) 3   25) 4    26) 3    27) 3    28) 2    29) 3 
30) 4    31) 4    32) 4    33) 4    34) 4    35) 3    36) 3   37) 3    38) 2    39) 3    40) 4 
41) 4    42) 2    43) 4    44) 4    45) 2    46) 4    47) 3    48) 4    49) 3    50) 2

IBPS CWE COMPUTER KNOWLEDGE MODEL PAPER

1. Which operation is not performed by computer
1) Inputting   
2) Processing
3) Controlling   
4) Understanding
5) thinking

2. The computer that process both analog and digital is called
1) Analog computer   
2) Digital computer
3) Hybrid computer   
4) Mainframe computer
5) Super computer

3.A right click ont he desktop itself will ........
1) open the Display Properties dialog box
2) show a context - sensitive menu
3) open the Control Panel
4) minimize all open applications
5) None of these

4. The window which shows icons for things like the mouse, sound, and display is .......
1) My Computer  
2) Explorer
3) Control Panel   
4) Taskbar
5) Programs

5. ........... refers to a computer's ability to configure nd use a device without human interaction
1) CPU   
2) Plug and Play
3) Cache   
4) ALU
5) Format

6. This type of memory improves processing by acting as a temporary high - speed holding area between the memory and the CPU.
1) RAM   
2) ROM
3) Cache memory   
4) Flash memory
5) Virtual memory

7.These provide expansion capacbility for a computer system
1) sockets   
2) slot
3) ports   
4) both 2 and 3
5) all 1, 2, and 3

8. When was teh first Windows operating system launched ?
1) 1984   
2) 1985
3) 1988   
4) 1989
5) 1990

9.Today's computer giant IBM was earlier known by different name which was changes in 1924. What was that name ?
1) Tabulator Machine Co.
2) Computing Tabulating Recording Co.
3) The Tabulator Ltd.
 4) International Computer Ltd.
5) None of these

10.    The process of starting a or restarting a compute system by loading instructions from a secondary sstorage device into the computer memory is called
1) Duping   
2) Booting
3) Padding   
4) CPS
5) None of these

11.What does the disk drive of a computer do ?
1) Rotate the disk   
2) Read the disk
3) Load a program from the disk into the memory
4) Both 2 and 3   
5) All 1, 2, & 3

12.IBM launched its first personal computer called IBM-PC in 1981. It had chips from Intel, disk drives from Tandon, operatng system from Microsoft, the printer from Epson and the application software from everywhere. Can you name the country which contributed the video display ?
1) India   
2) China
3) Germany    
4) Taiwan
5) Japan

13.In H2O the figure 2 appeared lowered. Which effect has been applied ?
1) Superscript   
2) Lowered
3) Subscript   
4) Laid down
5) None

14. A talptop or Notebook marked 802.11n in its feature, it means device support
1) Bluetooth   
2) WiMAX
3) USB   
4) Wi-Fi LAN
5) 3G

15.You Tube service fo streaming videos online is provided by
1) Google   
2) Mirosoft
3) IBM   
4) APPle
5) Sony

16. When using charaters in Windows, what code does Windows use ?
1) ASCII   
2) UNICODE
 3) MORSE   
4) IDBC
5) WESTRN

17.Which is the latest type of primter interface ?
1) Serial   
2) DVI
3) Parallel   
4) USB
5) none

18.To produce a high - quality graphics (hardcopy) in color, you would want to use a
1) Virtual Printer   
 2) Laser Printer
3) Ink - jet Printer   
4) Plotter
5) RGB Monitor

19.What is Mail-Merge ?
1) a web based e-mail service with no spam
2) a name of Yahoo! MINDSET search feature
3) a new virus-hoax which can delete data fro mail-inbox
4) a feature of MS-Word used to create multiple documents like letters, mailing labels, name tags etc.
5) None

20.The process of checking the validity of information held in a trasncation file is
1) Verification   
2) Test data
3) Validation   
4) Updating
5) None

21. A .......... shares hardware, software, and data among authorized users.
1) network   
2) protocol
3) hyperlink   
4) transmitter
5) None of these

22.Which of the following is not a function of teh control unit ?
1) Read instructions   
2) Execute instructions
3) Interpret instructions   
4) Direct operations
5) None of these

23.Software for organizing storage and retrieval of information is a(n) ..........
1) operating system   
2) database
3) database program   
4) data warehouse
5) None of these

24.Which of the following is not true about RAM?
1) RAM is a temporary storage area
2) RAM is the same as hard disk storage
3) RAM is volatile
 4) Information stored in RAM is gone when you turn the computer off
5) None of these

25.The main directory of a disk is called the ...... directory
1) root   
2) sub
3) folder   
4) network
5) None of these

26.SUM (B1 : B8) is an example of a .........
1) function   
2) formula
3) cell address   
4) value
5) None of these

27.The most common input devices include .............. & .............
1) Monitor and keyboard
2) Monitor and mouse
3) Mouse and keyboard
4) Printer and mouse
5) None of these

28.What is the differene between a CD-ROM and a CD-RW ?
1) They are the same; just two different terms used by different manufacturers
2) A D-ROM can be written to and a CD-RW cannot
3) A CD-RW can be writen to, but a CD-ROM can only be read from
4) A CD-ROM holds more information than a CD-RW
5) None of these

29.Holding the mouse button down while moving an object or text is known as :
1) Moving   
2) Dragging
3) Dropping   
4) Highlighting
5) None of these

30. A ........ is a professionally designed document that can be adapted to the user's needs.
1) file   
2) guide
3) template   
4) user guide file
5) None of these

31.What is the intersection of a column and a row on a worksheet called ?
1) Column   
2) Value
3) Address   
4) Cell
5) None of these

32. ........ are often delivered to a PC through an e-mail attachment and are often designed to do harm
1) Viruses   
2) Spam
3) Portals   
4) Email messages
5) None of these

33.Documents converted to .......... can be published to the Web.
1) .doc file   
2) http
3) machine language   
4) HTML
5) None of these

34.All are included in removable media except the following
1) CD-ROMs   
2) Diskette
3) DVDs   
4) High disk drive
5) None of these

35.If you open some menu and then decide that you do not want to select soe option, then click the menu title again or press the key to layout the menu
1) shift   
2) tab
3) escape   
4) F1
 5) None of these

36. Straight and Uniform margins on both the sides indicate that there is ....... in the document
1) full justification   
2) full alignment
3) left justification   
4) right justification
5) None of these

37.Which of the following terms is used for the form in which the word will appear on the page?
1) Text formatting   
2) Character formatting
3) Point size   
4) Type face
5) Layout

38................ Key combination that lets you toggle between open windows
1) ALT+SHIFT+TAB   
2) ALT+CTRL+TAB
3) ALT+CTRL   
4) ALT+TAB
5) None of these

39.The secondary storage memory is also called as
1) Auxiliary Memory   
2) Attractive Memory
3) Chip Memory   
4) Read Only Memory
5) None of these

40......... is known as unauthorized access into others system
1) Hacking   
2) Encryption
3) Decryption   
4) Trafficking
5) None of these

41. VIRUS stands for
1) Vital Information Recourse Under Siege
2) Vital Infomation Reason Under Siege
3) Vital Information Recourse Under System
4) Virus Information Recourse Under Siege
5) None of these

42.Which of the following mode we use to deliver e-mail
1) Postal   
2) Courier
3) Computer   
4) Fax
5) None of these

43.A person needs to design invitation card. What type of computer program is suitable ?
1) MS-Word   
2) Desktop Publishing
3) Simulation   
4) Accounting
5) None of these

44.The term that we use to describe physical components of the system
1) Hardware   
2) Input
3) Software   
4) Output
5) None of these

45.Which of the following is different from other ?
1) Internet   
2) WIndows
3) Unix   
4) Linux
5) None of these

46.QWERTY is used with reference to :
1) Monitor   
2) Printer
3) Keyboard   
4) Mouse
5) None of these

47.What is object of UPS ?
1) Using for storage
2) To increase the speed of a computer
 3) Provids backup power
4) All of these
5) None of these

48. CPU capacity can be measured in
1) BPS   
2) MIPS
3) MHz   
4) MPI
5) KHz

49.In processing cheques which of the following I/O techniques have banks traditionally followed ?
1) OCR   
2) MICR
3) Barcode  
4) VRT
5) None of these

50. "Zipping" a fie means
1) Encrypting the message
2) Compressing the message
3) Transfer the message
4) All of these   
5) None of these

ANSWERS:
    1) 4    2) 3    3) 1    4) 3    5) 2    6) 3        7) 4    8) 2    9) 2    10) 2  
11) 4    12) 4    13) 3    14) 4    15) 1    16) 2    17) 4    18) 4        19) 4   
20) 3    21) 1    22) 4    23) 3    24) 2    25) 1    26) 2    27) 3    28) 3    29) 2    30) 3       
31) 4    32) 1    33) 4    34) 4    35) 3    36) 1   37) 1    38) 4    39) 1    40) 1   
41) 1    42) 3  43) 3    44) 2    45) 1    46) 3    47) 3    48) 3        49) 2    50) 2

Sunday, November 20, 2011

Indian Institute of Chemical Technology Technician Recruitment

Indian Institute of Chemical Technology (IICT)
(Council of Scientific & Industrial Research - CSIR)
Tarnaka, Uppal Raod, Hyderabad - 500007

Indian Institute of Chemical Technology (IICT), Hyderabad is a Premier Research Laboratory under the Council of Scientific & Industrial Research (CSIR), New Delhi, which is an autonomous body under the Government of India. Applications are invited from Indian Nationals in prescribed proforma for the following Technician posts:



  • Technician (1) : 24 posts in various trades, Pay Scales : Rs.5200-20200 grade pay Rs.1900/-, Age : 28 years
How to Apply : Application in the prescribed format should be send on or before 09/01/2012.  

Please view http://www.iictindia.org/latest/jobs/TecPosAdvt1911.pdf to get all the details and application format.

Friday, November 18, 2011

Wednesday, November 16, 2011

Tuesday, November 15, 2011

RRB PATNA E.S.M. EXAM 2011 SOLVED PAPER

Sunday, November 13, 2011

SUB INSPECTOR OF POLICE 2011 SOLVED PAPERS

                                                           

APPSC ASST. BC, SC, ST WELFARE OFFICERS EXAM SOLVED PAPERS

                                                           

Friday, November 11, 2011

Centre for Dna Fingerprinting And Diagnostics (CDFD) Recruitment

Centre for Dna Fingerprinting And Diagnostics (CDFD)
Office Block: 2nd Floor, Block No. 7, Gruhakalpa Complex, M J Road,
Nampally, Hyderabad 500 001.

CDFD wishes to fill up the following vacancies on purely contractual basis whose tenure is likely to be extended at six-monthly intervals
    1. Junior Managerial Assistant
    • Pay Scale : Rs. 5200-20200 Plus Grade Pay Rs. 2800/-
    • Age : between 18-30 years
    2. Junior Assistant - I
    • Pay Scale : Rs. 5200-20200 Plus Grade Pay Rs. 2400/-
    • Age : between 18-30 years
    3. Lab Helper / Attendant
    • Pay Scale : Rs. 5200-20200 Plus Grade Pay Rs. 1800/-
    • Age : between 18-30 years
    4. Office Attendant
    • Pay Scale : Rs. 5200-20200 Plus Grade Pay Rs.1800/-
    • Age : between 18-30 years
Last Date for receiving application : 05.12.2011

For Further Detail & Application format, Please visit http://www.cdfd.org.in/Rcrtmnts/advt_3_2011.pdf

Thursday, November 10, 2011

Monday, November 7, 2011

Miss Venezuela Ivian Sarcos crowned Miss World 2011


Miss Venezuela Ivian Sarcos was on November 06 evening crowned Miss World 2011, and India’s hopes of winning the title for the sixth time came crashing down as Miss India World Kanishtha Dhankhar failed to make it to the top 25.
At an extravagant ceremony at the Earls Court in London, 21-year-old Sarcos defeated over 100 beauties from various parts of the world at the 61st Miss World contest.
Miss Philippines Gwendoline Ruais was the first runner-up and Miss Puerto Rico Amanda Perez became the second runner-up.
The gala event kicked off on Sunday evening with a dynamic performance by British street dance troupe Diversity, followed by the introduction of the Miss World contestants.
It ended with Miss World 2010 Alexandria Mills crowning Sarcos. The jury included former Miss World winners — Cindy Breakspeare (1976), Nigeria Agbani Darego (2001), Zhang Zilin (2007) and Kaiane Aldorino (2009).

Titleholders:
Year Country/Territory Miss World Location Date





2011        Venezuela Ivian Sarcos London, United Kingdom 6 November
2010  USA Alexandria Mills Sanya, China 30 October
2009  Gibraltar Kaiane Aldorino Johannesburg, South Africa 12 December
2008  Russia Ksenia Sukhinova Johannesburg, South Africa 13 December
2007  China Zhang Zilin Sanya, China 1 December
2006  Czech Republic Taťána Kuchařová Warsaw, Poland 30 September
2005  Iceland Unnur Birna Vilhjálmsdóttir Sanya, China 10 December
2004  Peru María Julia Mantilla Sanya, China 4 December
2003  Ireland Rosanna Davison Sanya, China 6 December
2002  Turkey Azra Akın London, United Kingdom 7 December
2001  Nigeria Agbani Darego Sun City, South Africa 16 November
2000  India Priyanka Chopra London, United Kingdom 30 November


BY NUMBER OF WINS:

Country/Territory Titles Winning years
 Venezuela
6
1955, 1981, 1984, 1991, 1995, 2011
 India
5
1966, 1994, 1997, 1999, 2000,
 United Kingdom 1961, 1964, 1965, 1974(resigned) , 1983
 United States
3
1973, 1990, 2010
 Iceland 1985, 1988, 2005
 Jamaica 1963, 1976, 1993
 Sweden 1951, 1952, 1977
 Russia
2
1992, 2008
 Peru 1967, 2004
 Austria 1969, 1987
 Germany 1956, 1980 (resigned)
 Argentina 1960, 1978
 South Africa 1958, 1974 (took over title in November 1974)
 Australia 1968, 1972
 Netherlands 1959, 1962
 Gibraltar
1
2009
 China 2007
 Czech Republic 2006
 Ireland 2003
 Turkey 2002
 Nigeria 2001
 Israel 1998
 Greece 1996
 Poland 1989
 Trinidad & Tobago 1986
 Dominican Republic 1982
 Guam 1980 (took over title on 28 November 1980)
 Bermuda 1979
 Puerto Rico 1975
 Brazil 1971
 Grenada 1970
 Finland 1957
 Egypt 1954
 France 1953